How Does Habitat Work?

Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses with the help of the homeowner families. Habitat houses are sold to homebuyers at no profit and financed with affordable loans. The homeowners’ monthly mortgage payments are used to build still more Habitat houses.

Habitat is not a giveaway program. In addition to the monthly mortgage payments, homeowners invest their own time volunteering to help build Habitat houses and taking classes to prepare for homeownership.

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How Much Does a Habitat House Cost?

HFHMGC houses are sold at their appraised value. Through homebuyer assistance and flexible financing, HFHMGC is able to make homeownership affordable for all qualified buyers.

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What are Habitat Affiliates?

Habitat for Humanity International’s operational headquarters, located in Americus, Georgia, USA, and its administrative headquarters, located in Atlanta, Georgia, provide information, training and a variety of other support services to Habitat affiliates worldwide.

Affiliates, such as HFHMGC, are independent, locally run, nonprofit organizations that coordinate all aspects of Habitat home building in its local area — fund raising, building site selection, partner family selection and support, house construction, and mortgage servicing. HFHMGC's service area is Harrison, Jackson and Stone Counties.

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How Are Donations Distributed and Used?

Donations to HFHMGC are used as designated by the donor. Undesignated gifts are used where most needed.

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Where Does HFHMGC Build?

HFHMGC builds in Harrison, Jackson and Stone Counties.

Click HERE to see a comprehensive listing of our construction projects.

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